Calculate your maximum mortgage

Curious how much you can borrow for your new home? We’ll calculate it for you – completely free of charge. You’ll receive a clear overview of your maximum mortgage amount and estimated monthly costs. This way, you’ll know exactly where you stand before making an offer.

At Frisia Verzekeringen, we often find there’s more room in your budget than you might expect.

Your mortgage depends on several factors, such as:

- Your income and any second income
- The current interest rate and fixed-rate period
- Whether you qualify for the National Mortgage Guarantee (NHG)
- Your own savings or home equity
- Any existing loans or student debt

Our advisers carefully calculate your options and provide a clear overview of your monthly costs.

Most online mortgage calculators only give a rough estimate. They don’t take into account:

- Temporary contracts, bonuses, or self-employed income
- Partner income or allowances
- Future plans such as working less or renovating
- Debts or student loans
- Eligibility for the National Mortgage Guarantee (NHG)

As a result, these tools often provide numbers that are too high—or too low. We believe you deserve better: a calculation that’s accurate and tailored to your personal situation.