What things do you need to arrange as a survivor?

The death of a loved one is very profound. It is a difficult period for the relatives. Missing a loved one, arranging a funeral, completing the administration and arranging taxes. It ensures that important things are often forgotten. We have listed everything for you so that you can easily see what to take into account during this difficult period.

Reporting the death

This is something you don't have to take care of yourself. The municipality reports to the tax authorities when a person has died. As a survivor, you will then receive a letter from the tax authorities at the deceased's address shortly after the death. Here, the tax authorities ask you to provide a contact person with whom further communication will take place.

Income tax return

The tax authorities will contact you automatically about most matters. This also applies to the income tax return. You will then file a report for the year of death and, if this has not been done yet, for the previous year. However, you can read all of this in the letter you receive from the tax authorities.

Inheritance tax return

Depending on your relationship to the deceased and the amount of the inheritance, you must pay inheritance tax. Within four months of the death, the tax authorities will send you a letter about this. It states when you must file an inheritance tax return. Would you like to know approximately how much inheritance tax you have to pay? With the tool “calculate inheritance tax tool”, you can easily check this.

Calculate surcharges

The surcharges are also important when arranging taxes. The tax authorities make a final calculation of the surcharges and pays out if they have been paid too much. If too little has been paid, the heirs must still repay this amount. You will receive a message about this.

As relatives, it is also important to see what changes due to the death of your loved one. You may be entitled to benefits after the death of your partner. But receiving a survivor's pension may also change the amount of your income. In turn, this may mean that you are not entitled to certain surcharges. It is best to report these kinds of changes immediately at www.toeslagen.nl.

Arrange a survivor's pension

When your partner dies, you naturally expect to receive survivor's pension. However, this is not always the case. It is important to arrange this properly together well before your death. The amount of this pension can vary enormously. Check whether the amount of the survivor's pension is sufficient for your partner to make ends meet. To do this, it is best to make an appointment with a financial advisor from Frisia Verzekeringen. We would be happy to help you see if everything is properly arranged for your loved ones.

In addition to the amount of the survivor's pension, you must check what conditions the pension regulations set for your partner. Do you have to be married or do you have to submit a cohabitation contract? Check this carefully so that there are no unpleasant surprises afterwards.

What else needs to be arranged?

In the event of death, every situation is different. We have listed the most important things for you, but it is always useful to take a look at www.rijksoverheid.nl/overlijden. Here you can make an overview that perfectly suits your situation. This way, you can be sure you don't forget anything.

Arrange everything on time

Death is often unexpected. Make sure you have everything properly arranged for your loved ones. What happens if you die, does your family still have sufficient income? Can your family continue to live in the house? Check whether you have a survivor's pension or term insurance that leaves your partner well cared for. The Frisia Insurance advisors are happy to help you with this. Make an appointment today.